As the children become financially independent of the family, the emphasis on family financial security will shift from protection to saving for the retirement years.

随着孩子们在家庭中变得经济独立，家庭经济保障的重点将从保护转移到为退休储蓄。

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Thus, one rose with one's patron, who understandably expected loyalty during service and protection after retirement.

CNN: A Question Of Loyalty

Why would any rational saver vote for lesser protection of his retirement nest egg?

FORBES: "Mass Public Revolt" Against Increased Retirement Plan Protection

In many states there is at least some protection for most other retirement vehicles.

FORBES: Fact and Comment